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Premium Loadings

Premium loadings are additional charges insurance companies apply to the standard rates they offer to reflect any perceived additional risk; more so you should speak to one of our insurance advisors to avoid any increases.

Premium loadings apply when the insurance company determines an applicant with a higher risk.

If you have been subject to premium loadings, please speak to one of advisors as having access to the whole market we may be able to save you money. Insurance providers vary in their criteria for assessing risk and some are stricter than others.

If you would like to know more, please submit your details and one of our insurance brokers will call you to discuss your requirements. We are ‘whole of market’ and work with a range of insurers from well-known house names such as Aviva, Friends Life, Legal & General and Zurich, amongst others.

Ask us anything

If you’re interested in an insurance policy or just need insurance advice, simply fill in your details below. An insurance advisor will be in touch to discuss your requirements.