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Decreasing Mortgage Insurance

Decreasing mortgage insurance is where the level of life cover decreases through the term. This type of policy is usually designed to tie in with the outstanding amount on your capital and interest (repayment) mortgage which is designed to reduce your loan gradually over the mortgage term.

Although the life cover reduces, the monthly payment generally remains the same. Most providers do offer a guarantee premium option.

If you would like to know more, please submit your details and one of our insurance brokers will call you to discuss your requirements. We are ‘whole of market’ and work with a range of insurers from well-known house names such as Aviva, Friends Life, Legal & General and Zurich, amongst others.

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