tel: 0161 2426878
We can help clients from a vast spectrum of business including:
• Retail & Shop Insurance
• National retailers
• Education sector
• Construction industry
• Leisure sector (Hotel chains, restaurants, health clubs, night clubs)
• Haulage industry
• Financial sector
• Café & Takeaway Insurance
• Fish & Chip Shop Insurance
• Hair & Beauty Insurance
• Office Insurance
• Pub & Hotel Insurance
• Residential Landlord Insurance
• Tradesman’s Insurance
We can arrange the insurance needs for small businesses across the UK. Speak to one of our experts whom have access from a range of top quality insurers including AXA, Allianz, Aviva, NIG, Groupama, Lloyds of London, London Victoria, Zurich and more.
So what do business clients want from their insurance?
Employers Liability Insurance is a legal requirement for all businesses employing staff. This together with Public and Products Liability Insurance are standard elements of ‘packaged’ business insurance. Employers must display their Employers Liability Certificate where employees can easily read to evidence that this cover is in force. Failure to comply can result in a substantial fine.
For professional services and advice businesses, Professional Indemnity Insurance provides cover for claims arising from negligent advice or services. Typically, this includes Accountants, Engineers, IFA’s (Independent Financial Advisors), IT professionals, medical personnel and Management Consultants, to highlight but a few.
There are different types of insurance that must be held as legal requirements; almost all business will have some form of property insurance. This could be for business premises, tenants improvements, stock, machinery and other equipment used in business. This ‘hard asset’ insurance also extends to vehicles, from individual vans to fleet insurance for haulage business. Insurance is available for loss of profits due to periods of disruption to trading following a major incident such as fire.
If you’re unfamiliar with commercial insurance, please speak to one of our insurance advisors.
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If you’re interested in an insurance policy or just need insurance advice, simply fill in your details below. An insurance advisor will be in touch to discuss your requirements.