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Children Critical Illness insurance is generally automatically included in most Critical Illness policies; either as a single or joint policy. The policy documents and our insurance advisors will confirm this with you.
This type of cover is invaluable especially if the child is diagnosed with a critical illness. Financial support is therefore required to provide for care and other support; as time is taken off work.
Children’s Critical Illness insurance generally pays a tax free lump sum of £15,000-£30,000 (pending per insurance provider); or a percentage of the total insured cover, whichever is the lowest.
Generally, the main criteria requirements are the claimant surviving a specific number of day’s i.e.14 days after the diagnosis; and the child to be aged between 30 days to their 18th birthday. However insurer’s criteria vary and we advise on reading terms and conditions provided by our insurance consultants. Please note some insurers do not provide this cover.
If you would like to know more, please submit your details and one of our insurance brokers will call you to discuss your requirements. We are ‘whole of market’ and work with a range of insurers from well-known house names such as Aviva, Friends Life, Legal & General and Zurich, amongst others.
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